If you are short on cash, and need money in a hurry, then you are just an easy application away from getting what you need. If it is just a smaller amount of money you need to tide you over until payday, then you may want to consider a payday loan. This is only one type of the few Cash Advance Loans available. If you need a personal loan for a longer period of time, whether your credit is good or bad, you can get one.