I honestly don’t know how much more I can make it clear to people that their best possible option when getting car loans, is to look online first before doing anything else, especially before going to a dealership.  This is why folks, because if you can get accepted for financing from online, then you’ve already got the power to buy a car, without feeling like you absolutely must depend on the financing options you can get from a dealership.  The point is, that you’ve got that actual buying power in your back pocket, and it’s the job of the dealership to out do the deal you’ve got if they want you financing through them.