This apartment loan is suitable for people with serious tax schedules. Because the document is not required to present proof of this type of loan, borrowers are usually laying income. This has led lenders to comply with strict procedures for the approval of the loan said. They are the borrower’s credit history, his wealth and security. Lenders credit history of borrower carefully monitored. If you have a good credit history, it is likely that your loan application is approved without any problems. But, if you have a terrible credit history, so please look for other alternatives. If you want to get the sanctions stated income loan, be prepared to show the property as an asset as collateral for the loan amount.