I was amazed at the amount of search results for payday loans no credit check that came up on the interent tonight. Some people have suffered some setbacks in their credit score over the past few years due to the bad economy. But I have found that as long as you have a job and make a certain amount of money each week you can qualify for a short term loan even with bad credit. The thing that needs to be watched carefully though is your checking account. I a checking account is overdrawn, even a payday loan will be denied. My checking account has never been over drawn and it has been opened way beyond the required 30 days, so I will qualify.