I am a contractor for a well known appliance store. I use my van to deliver products to their customers. Since these appliances are usually rather expensive, I purchased a courier van insurance policy before I started my business. There is no way that I would be able to replace these appliances is they were damaged or stolen while in my possession. Having the insurance makes me feel more comfortable while I am making my deliveries. The company that I purchased the policy from worked with me to get a rate that I could afford, while still giving me excellent coverage.