My husband works for a company that loans out money to people in need. He specializes in bad credit loans to folks who have no great credit history to show as proof of their commitment to pay back their loan. It’s a bit tricky to know who is being sincere and who is going to rip you off if they can. My husband is a pretty good judge of character. He really likes helping those people who just need a little help and understanding to get back on their feet. He wishes that he could help more, but at least he does what he can, and he has many grateful customers.