Why is it so hard to get a new car? Well it actually is not hard unless you are not able to afford it, and you may have bad credit stopping you from driving a new car or truck. That is when most people will turn to getting a used car loan. With a used car or truck, you save a lot of money because the value of new vehicle goes down every time you drive it. The higher the miles on a vehicle, the less they are worth. If you are tired of having to fix up your car, get a Used Car Loan.