To be in good health is an asset. However healthy you are, there is no guarantee that you will not fall ill. You must be ready for any exigencies with illness. This is where the health insurance plans come to play their part. If you have one, you are ready for anything. When you are ill, just go to the physician and take treatment. When the hospital sends the bill, you can forward that to the insurance company. They will look after the rest. In case you are not insured against health risks, you will need to foot the bill yourself which will be very expensive.