Who’d ever thought that a plain, simple, plastic card could change the way the world spent. That’s the revolution ‘credit card’ brought along.A  Credit card is a way of payment by using plastic cards which are issued to customers for their payment. Credit cards are different than debit cards. With bad credit you will likely not be able to get one.A credit card is issued after the user submits an application for its possession. This is followed by the issuer lending money to the user albeit at an interest rate, which might differ from one issuer to another. Now the user/customer that has purchased the credit card is able to buy things on credit up to the limit of the credit card. The credit limit was agreed upon by both the parties at the time the credit card was issued.